![]() Users can choose from an FD of as low as Rs. The card has been launched in collaboration with SBM Bank (India) Pvt. Paisabazaar Step Up Credit Card is the best secured credit card option for those who wish to build or improve their credit score but are not eligible for an unsecured credit card. It can be a good beginning for those who are not eligible to get a regular (unsecured) card. However, in the case of a credit card, the amount is deducted from your credit limit.Ī secured credit card is one that is issued against an asset say Fixed Deposit. In case of a debit card, the amount is directly deducted from the connected savings/current account and there are no interest charges on its usage. The basic difference between a credit card and a debit card is that debit card is connected to your savings or current account whereas credit card is a type of loan taken from the bank. What is the difference between a credit card and a debit card? Some of the key documents required to apply for a credit card are as follows: The documentation requirement also varies from issuer to issuer. Documents Required to Apply for a Credit Card Depending on the type of card, its benefits, and its annual fee, card providers have set the income eligibility criteria for each card they offer. are likely to remain the same across card variants, the major differentiator in case of credit cards is the minimum income requirement. While the basic requirements like age, city of residence, source of income, credit score, etc. The eligibility criteria for credit cards differ not only from one issuer to another but also for different card variants offered by the same issuers. ![]() Note that the above mentioned criteria are general parameters to apply for a credit card in India. Top Credit Card Providers in India Credit Card Provider If you want to see the list of best super-premium cards in India, click here.Įrror: Please enter a valid number Check Offers This does not include Super-Premium Credit Cards, which are usually “invite-only” cards for consumers with high income. Please Note: In this article, we have chosen cards that offer the best benefits across categories for consumers from different income segments. On this Page:ġ0 Best Credit Cards in India for Dec 2022 Credit Card Read on to know more about credit cards in India. To help you, we have covered important information about credit cards on this page. Note, that the best credit card for you is the one that is chosen based on your lifestyle habits and spending patterns. However, you can maximize the benefits offered, only if you make an informed choice. Credit cards offer benefits across multiple categories such as travel, shopping, fuel, etc, in the form of reward points, cashback, and discounts.
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